Philosophy

Our Philosophy

Most consumers should map their financial future in three simple steps:

1. Protect or replace your future income.

2. Accumulate assets by saving more of your own money.

3. Protect your assets once you have accumulated significant savings.

MONEYMAP* is a program developed by CAPITALChoice that will help you take control of your financial life.

The process is simple ... YOU PROVIDE:

  • A listing of income and assets
  • A listing of debts
  • Savings and investment information
  • Current insurance information

CAPITALChoice will enter this confidential data into its proprietary computer program.

CAPITALChoice provides a MONEYMAP* to HELP YOU:

  • Analyze your current financial position
  • Project your future income
  • Analyze your risk protection
  • Vanish your debt
  • Increase your contributions to savings and investments
  • Provide a retirement review

Are you paying too much for debt?

  • Freeze debt payment amount;
  • After each account is paid, add that payment to the next highest-interest debt.
  • Do not incur additional debt.

The VANISHING DEBT PROGRAM is one example of the detailed help provided by CAPITALChoice to help you save money. For the first time in your life, you may have a clear understanding of your financial picture and what you can do to accomplish your goals.

MoneyMap* is an exciting new system that is designed to help you understand your cash flow, and hopefully help you save money. To get more information about how the MoneyMap* system may work for you, simply fill out our contact form.

Are you paying too much for life insurance?

Term Insurance costs dramatically less than other types of insurance. Whole Life Insurance includes a savings element which usually grows at a low interest rate.

Buy low cost TERM ... and INVEST the difference!

Are you paying too much in taxes?

CAPITALChoice will review YOUR Retirement Accounts. We will help you take full advantage of tax-qualified programs. For example: You may qualify for an Individual Retirment Account (IRA) OR for a "Roth" IRA.

Are your savings and investments working for you?

CAPITALChoice thru its Broker/Dealer CCF Investments, Inc. will help you select the investment or savings vehicles that have the potential to meet your goals.

For example:

  • Are your savings and investments earning enough to meet your short-term needs?... to buy a house? to fund college for your children?
  • Will you have enough money at retirement to fund the "extra" years beyond 65?... do you know how much money you will need to fund your retirement?

To get more information about how the MoneyMap* system may work for you, simply fill out our contact form. MoneyMap* is not an accounting system. It also is not a financial plan. We suggest you consult your attorney, accountant or tax advisor for information concerning your particular situation.

* The following disclosures are applicable for the reports generated by the MoneyMap:

  • The reports enclosed within are from information you provided to your advisor or what you inputted into the system. Projections are based on commonly accepted rates of return used in the industry and vary from a 0% rate of return to a maximum of 12% rate of return.
  • The results contained within may vary with each use and over time.
  • The reports generated do not determine, select, or contain any specific securities other than what your financial representative may recommend on the Action Plan report. Any recommendation naming a specific investment must be preceded or accompanied by a current prospectus. The prospectus contains detailed information about the investments, including charges, expenses, investment objectives and operating policies, so please read it carefully before you invest any money.

IMPORTANT: The projections or other information generated by the MoneyMap regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results.”